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Finding Enough Insurance Coverage

When it comes to making sure that your home and family are safe and sound, few things are as important as choosing the right insurance plan. About six months ago, my home burned to the ground, and without the right insurance plan, we would have been toast financially. Fortunately, because we had prepared properly, we didn't have any problems when it came to making sure that we could rebuild our place. This website is here to help anyone who might be struggling with which insurance policy to choose. Check out this blog for great information on finding the perfect policy.


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Finding Enough Insurance Coverage

3 Easy-Peasy Ways To Lower The Costs Of Your Homeowner's Insurance

by Jason Prescott

Your home is your humble abode, the place where memories are made, and probably one of the most valuable things you own, so keeping it rightfully protected with homeowner's insurance is absolutely important. The only problem is, paying your homeowner's insurance premiums is just another expense to add to the list of other financial responsibilities you have as a homeowner. Even though you cannot be without home insurance, what you can do is make some adjustments to your home and life so you can save money. Here is a look at some of the easiest ways to lower the costs of your house insurance. 

Amp Up Your Home Security 

Did you know most insurance companies offer credits for specific security features for a home? For example, if your house has an alarm system, surveillance cameras, or even a perimeter fence, you can expect to save a little money. If your home is pretty much void of security features, ask your insurance agent about what security features could fetch you a bit of savings on your premiums. You may be surprised to find out there is a whole list of things you can do to make your home more secure and save money on home insurance. 

Stop Smoking 

Most homeowners have no idea that the fact that they are a smoker can make their insurance premiums higher than what they would be if they were not a smoker. Why is this the case? People who smoke in their home are more likely to experience a house fire than those who don't. So if you are looking for a new way to save some money on the price of your house insurance, it is worth kicking this bad habit to the curb and letting your agent know that you are a non-smoker. 

Install Active Leak Sensor

Water damage causes a lot of home insurance claims every year, whether it is due to a leak, busted pipe in the house, or something else. If you want to see your insurance costs go down, you may want to consider installing an active leak sensor in your home. These sensors are available at just about any home improvement store, and they measure moisture levels in a specific area. When a leak is detected, the sensor is connected to the main water supply, so it automatically kicks off the water supply to prevent a major disaster.

To learn more, contact an insurance agency like Angel Auto Insurance.