Finding Enough Insurance Coverage

How To Get Better Homeowners Insurance Rates

16 February 2023

It is imperative that you always have an active homeowners insurance policy when you own property. You never want to be caught without homeowners insurance because you never know when an accident could occur. If you have concerns about keeping the policy intact because of the cost, you will want to continue reading. Never allow your insurance policy to lapse. Instead, you will want to learn how you may be able to get a better rate.

Commercial Truck Insurance: Appealing A Denied Claim

9 January 2023

If you're a commercial trucker, paying your monthly insurance premium can be one of your biggest overhead expenses. So, when a commercial trucking insurer denies your claim, the sting can be tough to deal with.  Here are some steps you can take to appeal a denied commercial trucking insurance claim. Understand and Respond The first step to building your appeal is figuring out why you were denied. Once you understand the reason for the denial, you begin building your appeal.

Auto Insurance Policy Traps You Should Avoid

5 December 2022

Identifying the appropriate car insurance company when shopping for insurance is crucial. Finding a reliable insurer will ensure you get the best rates and discounts in the market. Apart from finding the right car insurance company, you should watch out for the following auto insurance policy traps. Not Considering Different Drivers It is a bad idea to add your teenager's name to every car insurance policy in your home. You can save a lot of money by adding their name to one of your old vehicles.

Costly Errors To Avoid If You Intend To File Car Insurance Claim

19 October 2022

If you have up-to-date auto insurance, you are entitled to file a claim after an accident that left your car with damages. Additionally, you must provide accurate information during the application to guarantee reimbursement. This means that you will have to file a claim before the insurance carrier can provide the funds. That said, if you make certain mistakes, you will complicate the entire process and get an undesirable outcome. The good news is that you can ensure your quest for a claim runs smoothly if you take a few measures.

5 Things Every Small Business Owner Needs To Know About Workers' Compensation Insurance

15 September 2022

As a small business owner, you have a lot on your plate. In addition to running your business, you also have to think about things like marketing and accounting. Another important thing to add to your list is workers' compensation insurance. Workers' compensation insurance is vital for protecting your employees and your business if an employee is injured on the job. Here are five things you need to know about workers' compensation insurance.

2 Interesting Reasons A Driver May Be Required To Get Nonstandard Auto Insurance Coverage

2 August 2022

Auto insurance companies assess drivers' risks to determine whether to extend a standard policy to them. High-risk drivers might find it difficult to get standard policies. However, they are legally required to have insurance. These individuals will likely have to opt for a nonstandard policy if they cannot find a company that will extend a standard policy. There are a variety of scenarios that can result in a nonstandard policy being required.

Steps To Filing A Home Insurance Claim

27 June 2022

Nearly 5.7% of insured homeowners made a claim between 2015 to 2019. Most of these claims involved property damage. If you've suffered a loss and want to file a home insurance claim, here are the steps you need to follow. Report It to the Police The first thing you should do if your home was burglarized is to file a police report. Your insurance provider will want to see the police report to authenticate your claim.

Factors That Affect Your Auto Insurance As A Military Member

11 May 2022

Multiple factors, including profession, affect auto insurance. For example, military members should approach auto insurance differently from others. Below are some factors that affect your auto insurance as a military member. Parking Location Parking location determines car theft risk. For example, street parking is more dangerous than coverage garage parking. Your insurance company may also consider parking on a military base safer than parking in a civilian residence. You may even get a discount for leaving your car in storage during deployment.