Finding Enough Insurance Coverage

4 Ways to Control Your Restaurant Insurance Costs

26 February 2021

When it comes to running a restaurant, you want to ensure that you have enough insurance to protect your business from risk. At the same time, you want to make sure you keep your insurance costs under control. #1: Pay Upfront One of the easiest ways to save money on your insurance costs is to pay for your premiums for an entire year instead of paying monthly payments. Most insurance companies will offer you a sizeable discount for paying upfront.

Factors That Help You Save Money On Car Insurance

18 January 2021

Most people need auto insurance, yet many people pay too much for their coverage. Are you interested in buying auto insurance but afraid you will end up paying too much for it? If so, it might help if you can understand the factors that help people save money. Here are some of the factors that control the amount you pay for your car insurance. Your Driving Record Your driving record is a record that contains information about your driving experience.

6 Common Mistakes to Avoid with Car Insurance

15 December 2020

As a responsible driver, you know that you must purchase adequate car insurance. However, sometimes shopping for a policy can be more complicated than people make. If you select the wrong policy, it could have many negative effects. Here are a few common mistakes to avoid when purchasing car insurance. Purchasing Only the Minimum Coverage When shopping for coverage, it is natural to want to pay the lowest price. However, purchasing minimum coverage just because it is the cheapest option may not be a good idea.

Can You Drop Or Eliminate Car Insurance When Storing A Car For The Winter?

17 November 2020

If you have a vehicle that you do not want to drive in the winter, you might decide to store it somewhere for the winter months. When you store a car for the winter, do you need to keep insurance on it? Many people make the wrong decisions about insuring a stored car, so you might want to learn a few things about auto insurance before storing your vehicle. Here are several vital things to know about auto insurance coverage for a stored vehicle.

Can You File An Auto Insurance Claim For A Hurricane?

20 October 2020

If your car has been damaged by a hurricane or you're worried about a future hurricane, you may wonder if your auto insurance company will cover you. Your auto insurance includes most disasters, including hurricanes, but it's important that you understand the specifics. You'll Still Have to Pay Your Deductible Even if you have an auto insurance policy that gives you complete coverage for any type of hurricane damage, you're still going to have to pay your deductible.

6 Ways Home Insurance Protects You

23 September 2020

When it comes to protecting your home, one of the best ways to do so is with homeowner's insurance. Homeowner's insurance can provide you with a wide range of coverage. It is important to understand all the different coverage types that are available to you. Coverage Type #1: Dwelling Dwelling coverage is designed to provide you with money to fix any damage to your home. Typically, your coverage should be set-up so that if your home was destroyed, you would have enough money to completely rebuild your home.

The Different Types Of Auto Insurance Coverage

14 August 2020

When you first go to purchase car insurance, you may be surprised to find that there are different types of coverage you can purchase. If you were previously under the impression that car insurance was car insurance and most policies were the same, then you'll soon realize you have a lot to learn. Luckily, you can find descriptions of the basic types of coverage below and use them to help guide your purchases.

Tourists And Weather Change Road Conditions, So Maybe Auto Insurance Coverage Needs To Change

15 July 2020

No matter how carefully someone drives, they still need to maintain an adequate amount of auto insurance. Unfortunately, "adequate" often turns to "complacent." Coverage such as $300,000 in liability limits plus a $2,500 deductible on collision and comprehensive coverage might serve a driver well for years. Circumstances can change, though. Two things may change an approach to auto insurance coverage, even for those who drive safely consistently. The arrival of tourists to an area, combined with unexpected rainy weather, could create hazards.